{"id":69,"date":"2023-06-06T13:12:17","date_gmt":"2023-06-06T13:12:17","guid":{"rendered":"http:\/\/fvgc.ca\/?page_id=69"},"modified":"2026-06-12T12:25:51","modified_gmt":"2026-06-12T16:25:51","slug":"gestion-des-risques-de-lentreprise","status":"publish","type":"page","link":"https:\/\/fvgc.ca\/fr\/business-risk-management\/","title":{"rendered":"Gestion des risques de l'entreprise"},"content":{"rendered":"[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.21.0&#8243; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;2%&#8221; animation_starting_opacity=&#8221;100%&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{%22gcid-f2dbf0d4-eaf6-4422-961f-9b69e073e3e4%22:%91%22background_color_gradient_stops%22%93,%22gcid-77af3b10-a196-4c7a-9b21-64b7c1cf69ef%22:%91%22background_color_gradient_stops%22%93}&#8221;][et_pb_fullwidth_header title=&#8221;Business Risk Management&#8221; subhead=&#8221;FVGC is calling for modernized Business Risk Management programs that better reflect the realities of fruit and vegetable production and support proactive risk reduction.&#8221; 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button_two_border_radius__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;on&#8221; button_one_letter_spacing__hover=&#8221;1px&#8221; button_two_letter_spacing__hover_enabled=&#8221;on&#8221; button_two_letter_spacing__hover=&#8221;1px&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Our Story Section&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;100px||100px|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; admin_label=&#8221;Our Story Area&#8221; _builder_version=&#8221;4.22.1&#8243; custom_margin=&#8221;|auto|-36px|auto||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;About Labour Title&#8221; _builder_version=&#8221;4.21.0&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Lato||||||||&#8221; header_2_font_size=&#8221;36px&#8221; header_2_line_height=&#8221;1.5em&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||15px|&#8221; custom_padding=&#8221;|||&#8221; animation_direction=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;]\n<h2>About Business Risk Management<\/h2>\n[\/et_pb_text][et_pb_text admin_label=&#8221;About Labour Text&#8221; _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; animation_style=&#8221;flip&#8221; animation_direction=&#8221;left&#8221; animation_intensity_flip=&#8221;20%&#8221; animation_starting_opacity=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;]\n<p>The financial situation of Canadian fruit and vegetable operations has deteriorated over the last decade.<\/p>\n<p>Persistent inflation, rising production costs, labour pressures, downward pressure on farm gate prices, extreme weather, and U.S. market uncertainty have intensified pressure on growers.<\/p>\n<p>Existing Business Risk Management programs do not adequately meet the evolving needs of fruit and vegetable growers. Many programs are designed around normal production years and are poorly adapted to catastrophic events, regional differences, and the realities of horticulture.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/fvgc.ca\/wp-content\/uploads\/2025\/05\/Untitled-design-7.png&#8221; alt=&#8221;Business Risk Management&#8221; title_text=&#8221;Untitled design (7)&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.27.4&#8243; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; animation_intensity_slide=&#8221;8%&#8221; animation_starting_opacity=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Our Story Area&#8221; _builder_version=&#8221;4.22.1&#8243; min_height=&#8221;373.2px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;About Labour Title&#8221; _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Lato||||||||&#8221; header_2_font_size=&#8221;36px&#8221; header_2_line_height=&#8221;1.5em&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||15px|&#8221; custom_padding=&#8221;|||&#8221; animation_direction=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;]\n<p><strong>Modernizing BRM for horticulture<\/strong><\/p>\n[\/et_pb_text][et_pb_text admin_label=&#8221;About Labour Text&#8221; _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; custom_padding=&#8221;||0px|||&#8221; animation_style=&#8221;flip&#8221; animation_direction=&#8221;left&#8221; animation_intensity_flip=&#8221;20%&#8221; animation_starting_opacity=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;]\n<p>Modernized BRM programs must do more than respond after losses occur. BRM should help growers reduce risk before disaster strikes.<\/p>\n<p>Climate adaptation, pest and disease preparedness, resilience-building investments, and controlled environment adaptation can reduce the need for future emergency payments.<\/p>\n<p>Modernized BRM should be treated as a strategic capital investment in risk reduction, domestic food production, and food security.<\/p>\n<p>Without targeted adjustments, Canadian fruit and vegetable operations will face increasing financial pressure, with direct consequences for domestic food production and the availability of Canadian-grown fruits and vegetables.<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; admin_label=&#8221;Our Story Area&#8221; _builder_version=&#8221;4.22.1&#8243; custom_padding=&#8221;54px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;About Labour Title&#8221; _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Lato||||||||&#8221; header_2_font_size=&#8221;36px&#8221; header_2_line_height=&#8221;1.5em&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||15px|&#8221; custom_padding=&#8221;|||&#8221; animation_direction=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;]\n<p><strong>FVGC recommends the Government of Canada:<\/strong><\/p>\n[\/et_pb_text][et_pb_text admin_label=&#8221;About Labour Text&#8221; _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; animation_style=&#8221;flip&#8221; animation_direction=&#8221;left&#8221; animation_intensity_flip=&#8221;20%&#8221; animation_starting_opacity=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;]\n<ul>\n<li>Permanently restore the AgriStability trigger to 85% of the reference margin.<\/li>\n<li>Review AgriStability reference margin calculations to better account for the growing frequency of extreme weather events.<\/li>\n<li>Permanently increase:<\/li>\n<ul>\n<li>the AgriStability advance payment percentage to 75%;<\/li>\n<li>the compensation rate to 90%; and<\/li>\n<li>the maximum payment limit to $6 million.<\/li>\n<\/ul>\n<li>Expand AgriInsurance coverage for all fruit and vegetable producers, including greenhouse production systems.<\/li>\n<li>Adapt AgriInsurance programs to the specific needs of horticulture and make them more affordable for growers.<\/li>\n<li>Replace AgriRecovery with an alternative disaster loss model that is more flexible and effective.<\/li>\n<li>Permanently increase the interest-free portion of the Advance Payments Program to $350,000, with extended repayment terms.<\/li>\n<li>Examine alternative financing models that improve access to low-cost capital.<\/li>\n<li>Provide direct support to fruit and vegetable growers through top-ups to existing AgriInvest accounts.<\/li>\n<li>Allow provinces and territories greater flexibility to implement tailored programs that reflect regional production, varied climate systems, and marketing realities.<\/li>\n<li>Create a dedicated horticulture capital fund to support proactive risk mitigation investments in:<\/li>\n<ul>\n<li>water management;<\/li>\n<li>storage and processing capacity;<\/li>\n<li>food safety;<\/li>\n<li>climate adaptation;<\/li>\n<li>applied research and innovation; and<\/li>\n<li>plant pest and disease preparedness.<\/li>\n<\/ul>\n<\/ul>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/fvgc.ca\/wp-content\/uploads\/2024\/04\/2.png&#8221; alt=&#8221;Business Risk Management&#8221; title_text=&#8221;2&#8243; align_tablet=&#8221;center&#8221; align_phone=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.27.4&#8243; min_height=&#8221;915px&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; animation_intensity_slide=&#8221;8%&#8221; animation_starting_opacity=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/fvgc.ca\/wp-content\/uploads\/2026\/06\/AdobeStock_290528374.jpeg&#8221; title_text=&#8221;Tractor in broccoli farmland. Big broccoli plantation. Concept for growing broccoli.&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;A Food Lens for Business Risk Management&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]\n<p>BRM programs affect farm viability, domestic food production, supply chains, and food security. Applying a food lens means modernizing these programs so they reflect the realities of fruit and vegetable production and help reduce risk before disaster strikes.<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Newsletter Section&#8221; _builder_version=&#8221;4.21.0&#8243; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_enable_image=&#8221;off&#8221; parallax=&#8221;on&#8221; custom_padding=&#8221;120px||120px|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_3,2_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; header_text_color=&#8221;#000000&#8243; header_3_text_color=&#8221;#000000&#8243; header_3_font_size=&#8221;40px&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;40px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]\n<h3 class=\"fl-cta-title\">For more information<\/h3>\n<div class=\"fl-cta-text-content\">\n<p>please contact\u00a0us by submitting this form.<\/p>\n<\/div>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;flip&#8221; animation_direction=&#8221;left&#8221; animation_intensity_flip=&#8221;20%&#8221; animation_starting_opacity=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;]<noscript class=\"ninja-forms-noscript-message\">\n\tRemarque\u00a0: JavaScript est requis pour ce contenu.<\/noscript>\n<div id=\"nf-form-14-cont\" class=\"nf-form-cont\" aria-live=\"polite\" aria-labelledby=\"nf-form-title-14\" aria-describedby=\"nf-form-errors-14\" role=\"form\">\n\n    <div class=\"nf-loading-spinner\"><\/div>\n\n<\/div>\n        <!-- That data is being printed as a workaround to page builders reordering the order of the scripts loaded-->\n        <script>var formDisplay=1;var nfForms=nfForms||[];var form=[];form.id='14';form.settings={\"ninjaForms\":\"Ninja Forms\",\"changeEmailErrorMsg\":\"Veuillez entrer une adresse email valide.\",\"changeDateErrorMsg\":\"Veuillez saisir une date valide\\u00a0!\",\"confirmFieldErrorMsg\":\"Ces champs doivent correspondre\\u00a0!\",\"fieldNumberNumMinError\":\"Veuillez saisir un nombre qui n\\u2019est pas inf\\u00e9rieur au minimum.\",\"fieldNumberNumMaxError\":\"Veuillez saisir un nombre qui ne d\\u00e9passe pas le maximum.\",\"fieldNumberIncrementBy\":\"Veuillez incr\\u00e9menter de %s\",\"fieldTextareaRTEInsertLink\":\"Ins\\u00e9rer un lien\",\"fieldTextareaRTEInsertMedia\":\"Ins\\u00e9rer un m\\u00e9dia\",\"fieldTextareaRTESelectAFile\":\"S\\u00e9lectionnez un fichier\",\"fieldsTermsAdd\":\"Ajouter\",\"fieldsTermsNewName\":\"Nom du nouveau terme\",\"tableInsertRowAbove\":\"Ins\\u00e9rer une ligne au-dessus\",\"tableInsertRowBelow\":\"Ins\\u00e9rer une ligne en dessous\",\"tableInsertColumnLeft\":\"Ins\\u00e9rer une colonne \\u00e0 gauche\",\"tableInsertColumnRight\":\"Ins\\u00e9rer une colonne \\u00e0 droite\",\"tableDeleteRow\":\"Supprimer la ligne\",\"tableDeleteColumn\":\"Supprimer la colonne\",\"tableDeleteTable\":\"Supprimer le tableau\",\"tableLegacyNotice\":\"Ce contenu comporte des tableaux dans l\\u2019ancien format de l\\u2019\\u00e9diteur. 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